We take your privacy seriously

We’re available to answer your questions about how the process works and how your data is safely used until you get a mortgage.

Lower operates on principles of trust, integrity and the delivery of outstanding service at the lowest rates.
We’re very concerned with the privacy rights of our online visitors and clients, and are committed to protecting the information collected about you at our Internet site, www.lower.ca, owned and operated by Lower Financial Inc. We’ve taken extensive measures to protect the confidentiality of your personal information and to protect your data from misuse, or unauthorized access or disclosure.

Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, although we take great measures to protect your information, Lower cannot ensure or warrant the security of any information you transmit to us, and you do so at your own risk. Once we receive your transmission, Lower takes over and utilizes above-industry-standard efforts to safeguard the confidentiality of your information, such as employing Firewalls and unique User Name and Password protections. We also restrict internal access of stored data to select employees that have been informed of our privacy policies. If you have concerns involving the security or privacy of your information, you can arrange to talk to one of our representatives by calling (855) 858-5772.

Your personal information

If you submit a mortgage application to www.lower.ca you are required to provide certain information necessary to deliver the selected services. In some instances, you will only provide personal information such as name, address, e-mail address, phone number and other contact information. In other cases, you will be asked to provide the preceding contact information as well as personal financial information in order for Lower to perform the services requested. The more information you share with Lower, the more accurately Lower will be able to provide you with information and services you have indicated are of interest.

Collection of personal information

We use cookies and other tracking devices on our website, including the Google Analytics cookie. The use of cookies allows us to measure site activity to provide a better user experience. Cookies and other tracking devices may be used to tell us the time and length of your visit, the pages you look at on our site, the site you visited just before coming to ours, and the name of your Internet service provider.

This helps us understand our Clients’ needs better and improve areas of our services that our Clients find valuable.

We may use third parties to serve our advertisements on other websites. In serving our advertisements, these companies may use cookies and other tracking devices to collect certain information about your visits to other websites (such as browser type, IP address, which page was visited, and time of day). This information may be used to evaluate our online advertising campaigns or to tailor promotions and other marketing messages to you. You may elect to refuse cookies. Please refer to the Help instructions in your browser to learn more about cookies and how to manage their use.