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Back to mortgage basics

Have a different question? Contact us today.

Why is it important to save up for a down payment?

Saving up so you have a lump sum of 5-20% of your home's purchase price is important so that you can qualify for a mortgage with out issue. This can mean that you don't need guarantors or other special requirements if you have enough for your down payment. 

How can I lower my mortgage rate?

Lowering your mortgage rate doesn't have to be difficult. Lower will look at your requirements for free and find a great deal for you.

Can Lower help me refinance my mortgage?

Yes! Lower can help you refinance your mortgage to make your payments more affordable.

How do I know how much I can afford?

Not to worry, our knowledgeable team of advisors are happy to help you determine what you can afford when buying a home. Contact us today.

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$2,795 / mo.

1 bd | 1 ba | 574 sqft

$2,636 / mo.

3 bed | 1 ba | 962 sqft

$3,300 / mo.

2 bd | 2 ba | 803 sqft

$2,130 / mo.

1 bd | 1 ba | 700 sqft

$2,300 / mo.

2 bd | 1 ba | 800 sqft

$2,039 / mo.

1 bd | 1 ba | 630 sqft

$2,295 / mo.

2 bd | 1 ba | 830 sqft

$2,795 / mo.

1 bd | 1 ba | 574 sqft

$3,000 / mo.

2 bd | 2 ba | 885 sqft

$3,900 / mo.

3 bd | 3 ba | 1200 sqft