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Phone number: +1(855) 967-7764

Fax number: +1(855) 997-7764

ON address: Suite 2201 - 250 Yonge St, Toronto, ON M5B 2L7

BC address: Suite 1600 - 1111 West Georgia Street, Vancouver, BC V6E 4G2

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Back to mortgage basics

Have a different question? Contact us today.

Why is it important to save up for a down payment?

Saving up so you have a lump sum of 5-20% of your home's purchase price is important so that you can qualify for a mortgage with out issue. This can mean that you don't need guarantors or other special requirements if you have enough for your down payment. 

How can I lower my mortgage rate?

Lowering your mortgage rate doesn't have to be difficult. Lower will look at your requirements for free and find a great deal for you.

Can Lower help me refinance my mortgage?

Yes! Lower can help you refinance your mortgage to make your payments more affordable.

How do I know how much I can afford?

Not to worry, our knowledgeable team of advisors are happy to help you determine what you can afford when buying a home. Contact us today.